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President Trump Signs Executive Order on PSLF
What are the PSLF details? On March 7, 2025, President Donald Trump signed an order to change the Public Service Loan Forgiveness (PSLF) program. This program, created in 2007, helps public service workers by forgiving student debt after ten years of payments. But many borrowers have had trouble with unclear rules and high rejection rates.…
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Top 10 Student Loan Forgiveness Programs to Grab in 2025
Managing student loans in 2025 presents unique challenges, particularly with student loan interest rates trending upward and potential policy shifts under the new administration. For borrowers seeking relief, student loan forgiveness and loan discharge offer a viable solution to reduce or eliminate federal student loan debt. This article outlines the top 10 forgiveness and discharge…
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Will a Government Shutdown Affect Student Loan Payments?
One question we’ve been asked over and over again in the last few weeks is: “If the Department of Education (DoE) shuts down, will I still need to pay my student loans?” The short answer? Yes, you will still need to make your student loan payments. For a more in-depth explanation, keep reading. Who Owns…
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What States have the Most Student Loan Debt and Why?
Student loan debt is a major problem in the U.S. We wanted to see which states have the most Student Loan debt and why. Why do some states have much higher debt than others, and why does this happen? Here are the states with the most Student Loan Debt and some potential reasons why: Top…
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Should You Leave the SAVE Plan? A Guide for Student Loan Borrowers
The recent injunction against the Saving on a Valuable Education (SAVE) plan has left millions of federal student loan borrowers uncertain about their repayment strategies. This article aims to guide those enrolled in the SAVE plan through their current options, focusing on loan forgiveness, repayment options, interest accrual, and the decision between remaining on forbearance…
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SAVE borrowers: the block is upheld by appeals court
A Court Ruling Pauses the SAVE Plan for Millions of Borrowers Seven months after a federal court first blocked the SAVE Plan, the 8th Circuit Court of Appeals has upheld the injunction. This means the case will return to the lower courts, where arguments about the President’s authority to create new income-driven repayment plans will…
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Is your monthly student loan payment going up?
Many student loan borrowers may soon pay more each month. For some, payments could even go up by hundreds of dollars. Changes in interest rates, repayment plans, and government rules are causing this shift. If you have student loans, knowing what is happening and how to prepare is the key to your success. Why Are…
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Are Student Loans Forgiven After 20 Years?
Are Student Loans Forgiven After 20 Years? If you’re struggling with student loans, you’re not alone. Many people ask, “Are student loans forgiven after 20 years?” The answer is… it depends! Let’s break it down into simple terms so you know what’s possible and whether this could apply to you. What Does Loan Forgiveness After…
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Student Loan Consolidation and Forgiveness: How to Maximize Your Benefits
Student loan debt affects millions of Americans, with over 43 million borrowers owing a collective $1.77 trillion as of 2023. Managing this debt can feel daunting, but programs for student loan consolidation and forgiveness offer a way to simplify payments and, in some cases, reduce or eliminate a portion of your debt. In this guide,…
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What Is Student Loan Consolidation? Everything You Need to Know
Managing multiple student loans can feel stressful. Different due dates, interest rates, and lenders can make repayment hard to handle. Student loan consolidation can make things easier. But what is it, and how does it work? Let’s take a closer look. What Is Student Loan Consolidation? Student loan consolidation means combining several loans into one.…
