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President Trump Signs Executive Order on PSLF
What are the PSLF details? On March 7, 2025, President Donald Trump signed an order to change the Public Service Loan Forgiveness (PSLF) program. This program, created in 2007, helps public service workers by forgiving student debt after ten years of payments. But many borrowers have had trouble with unclear rules and high rejection rates.…
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Top 10 Student Loan Forgiveness Programs to Grab in 2025
Managing student loans in 2025 presents unique challenges, particularly with student loan interest rates trending upward and potential policy shifts under the new administration. For borrowers seeking relief, student loan forgiveness and loan discharge offer a viable solution to reduce or eliminate federal student loan debt. This article outlines the top 10 forgiveness and discharge…
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What States have the Most Student Loan Debt and Why?
Student loan debt is a major problem in the U.S. We wanted to see which states have the most Student Loan debt and why. Why do some states have much higher debt than others, and why does this happen? Here are the states with the most Student Loan Debt and some potential reasons why: Top…
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Should You Leave the SAVE Plan? A Guide for Student Loan Borrowers
The recent injunction against the Saving on a Valuable Education (SAVE) plan has left millions of federal student loan borrowers uncertain about their repayment strategies. This article aims to guide those enrolled in the SAVE plan through their current options, focusing on loan forgiveness, repayment options, interest accrual, and the decision between remaining on forbearance…
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SAVE borrowers: the block is upheld by appeals court
A Court Ruling Pauses the SAVE Plan for Millions of Borrowers Seven months after a federal court first blocked the SAVE Plan, the 8th Circuit Court of Appeals has upheld the injunction. This means the case will return to the lower courts, where arguments about the President’s authority to create new income-driven repayment plans will…
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Is your monthly student loan payment going up?
Many student loan borrowers may soon pay more each month. For some, payments could even go up by hundreds of dollars. Changes in interest rates, repayment plans, and government rules are causing this shift. If you have student loans, knowing what is happening and how to prepare is the key to your success. Why Are…
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How will Trump and the Republicans affect Federal Student Loans?
How Will Trump and the Republicans Affect Federal Student Loans? With changes happening in government policies, many students are wondering how President Trump and the Republican Party will affect federal student loans. Here’s what you need to know in simple terms. Freeze on Federal Student Loans Recently, President Trump ordered a freeze on federal student…
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Are Student Loans Forgiven After 20 Years?
Are Student Loans Forgiven After 20 Years? If you’re struggling with student loans, you’re not alone. Many people ask, “Are student loans forgiven after 20 years?” The answer is… it depends! Let’s break it down into simple terms so you know what’s possible and whether this could apply to you. What Does Loan Forgiveness After…
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Federal vs. Private Student Loan Consolidation: Which Option Is Right for You?
Managing multiple student loans can feel overwhelming, especially when juggling different interest rates and repayment terms. Consolidating your loans can simplify the process, but it’s essential to understand the two main options: federal student loan consolidation and private loan consolidation. Each option offers distinct benefits and considerations, and choosing the right path depends on your…
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What Is Student Loan Consolidation? Everything You Need to Know
Managing multiple student loans can feel stressful. Different due dates, interest rates, and lenders can make repayment hard to handle. Student loan consolidation can make things easier. But what is it, and how does it work? Let’s take a closer look. What Is Student Loan Consolidation? Student loan consolidation means combining several loans into one.…
